Florida Loan Modification Companies – What You Need to Know

March 16th, 2022 by admin No comments »

I’ve spoken to many Florida homeowners in recent months that that have fallen behind on their mortgage. I explain to them that they need to take action and seek loan modification assistance if they want to avoid foreclosure on their home. That is usually followed by the commonly asked question “what is a loan modification?” Some have asked if it’s better to just short sale their home or just file for bankruptcy.

The South Florida areas of Miami, Ft Lauderdale, and West Palm Beach have been among the hardest hit areas in the state of Florida since the foreclosure crisis hit. If you are one of those homeowners struggling to make ends meet then I will tell you the same thing i’ve told Florida homeonwers i’ve spoken to in recent months…seek a Florida Loan Modification company and find out what your options are to stay in your home.

A recent report on CNN states that a short sale can cause between a 120 to 130 point drop in your credit score. If you are thinking about letting the banks foreclosure on your house then that would mean a 140 to 150 point drop in your credit score. What if you file for bankruptcy? That is the absolute last thing you would want to do if you want to maintain your credit score. A bankruptcy can cause your credit score to go down from 355 to 365 points.

However, a loan modification will have a minimal effect on your credit score…almost meaningless. Any reputable Florida loan modification company will tell you that.

Another question I am asked is, “why would lenders want to help me?” The answer is simple. Lenders do not want to pay the costs necessary for a foreclosure. The foreclosure process can cost the banks $50,000-$60,000. It would benefit them more if they kept you in your home. Of course, you would need to show them that you can keep up with monthly payments once the terms of your mortgage have been restructured.

Keep in mind that while a loan mod can help you reduce your interest rates, reduce your monthly payments, and modify the terms of your loan, the process can take as long as 3 or 4 months. Be patient and in the end, with a successful loan modification, everything can work out for you.

Reputation Management is the Answer How Your Business Is Perceived

February 25th, 2022 by admin 3 comments »

Is it true that you are keen on finding out about dealing with your standing? Have you been searching for accommodating and solid data? Indeed, this article will ensure you get a few strong ideas. It will assist you with sorting out some way to more readily deal with your standing.

Posting data via online media locales is essential to your business’ standing. You should post a few times each week at any rate to actually run an advertising effort. Assuming you see that posting via online media locales is overpowering, consider recruiting an aide to make your posts for you.

At the point when individuals invest in some opportunity to offer something about your business, it is vital that you are sufficiently gracious to answer. While you might be an extremely bustling individual, it shows your crowd that you really care about them and what they need to say. This is imperative to keep a consistent client base.

At the point when you talk with your crowd, ensure that you do as such in a conversational tone. Individuals try to avoid the possibility of entrepreneurs continuously addressing them with promoting to them. While you would like to make a deal, you ought to never cause a client to feel like this is your main concern.

Be grateful. Assuming somebody leaves a decent audit about your organization, send them an individual message and express gratitude toward them for their criticism. On the off chance that conceivable, send your client a coupon for a specific percent off on their next buy as a much obliged. In the event that this is preposterous, earnestly say thanks to them for their input.

Assuming you will utilize anybody’s thoughts, you ought to constantly make a point to give them credit for that. Everybody out there can advance a little from others, so giving due credit will show individuals that you don’t think you are over that. This is an extraordinary method for getting their appreciation.

On the off chance that you own a business, treat your representatives consciously. Any other way, you might foster a negative standing as an entrepreneur. Certain individuals won’t give you business as a result of it.

Check any regrettable web-based content on your organization by reaching its maker. Assuming there is at any point any regrettable substance when you do an inquiry of your organization, take a stab at reaching the commentator, blogger or whoever posted it at the earliest opportunity. Inquire as to whether there’s anything you can do change their negative feeling to a good one. Assuming they are reluctant to do as such, compose a comment(if conceivable) with your side of the story.